Tuesday, November 13, 2012

Bagong Rule ng SSS para sa Short-Term Loans

Ipinatutupad ngayon ng management ng SSS (Social Security System) ang bagong rule sa pagbayad ng interest rate sa sino mang members nito na nagnanais na mag-avail ng short-term loans.

Ito ang inihayag ni Ma. Luz. C. Generoso, SSS Assistant Vice President for Lending and Asset Management. Ayon sa kanya, magiging malaki na ang loan proceeds na madadala ng borrower pagkat hindi na muna ibabawas ng SSS ang unang taon na 10% interest rate. Sa pamamagitan nito, maiuuwi ng borrower ang buong amount ng kanyang loan.

Ang 10% interest rate naman taun-taon ay iko-compute sa pamamagitan ng diminishing principal balance, na ang ibig sabihin kung ano ang balanse ng loan sa katatapos na taon ay dun iko-compute ang yearly 10% interest rate. Kaya't habang lumiliit ang principal balance, lumiliit din ang interest rate. 

Para sa iba pang detailye, bisitahin ang website ng SSS sa Link na ito.https://www.sss.gov.ph/sss

by Max Bringula Chavez
Tinig sa Disyerto
13 November 2012

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