Bagong Rule ng SSS para sa Short-Term Loans

Ipinatutupad ngayon ng management ng SSS (Social Security System) ang bagong rule sa pagbayad ng interest rate sa sino mang members nito na nagnanais na mag-avail ng short-term loans.

Ito ang inihayag ni Ma. Luz. C. Generoso, SSS Assistant Vice President for Lending and Asset Management. Ayon sa kanya, magiging malaki na ang loan proceeds na madadala ng borrower pagkat hindi na muna ibabawas ng SSS ang unang taon na 10% interest rate. Sa pamamagitan nito, maiuuwi ng borrower ang buong amount ng kanyang loan.

Ang 10% interest rate naman taun-taon ay iko-compute sa pamamagitan ng diminishing principal balance, na ang ibig sabihin kung ano ang balanse ng loan sa katatapos na taon ay dun iko-compute ang yearly 10% interest rate. Kaya't habang lumiliit ang principal balance, lumiliit din ang interest rate. 

Para sa iba pang detailye, bisitahin ang website ng SSS sa Link na ito.https://www.sss.gov.ph/sss

by Max Bringula Chavez
Tinig sa Disyerto
13 November 2012

Blacklisted Cargo Companies sa Saudi

As per the Circular released by DTI (Department of Trade and Industry) in the Philippines dated 12 October 2012, the following cargo companies in Saudi Arabia are blacklisted due to reports of undeliver

ed Balikbayan boxes and other violations under PSB (Philippine Shippers Bureau) Administrative Order No. 6 series of 2005:

1. Cargo Net Worldwide Services formerly FAL-World Express Cargo
2. Fil Asia Cargo Forwarders Philippines
3. Global Cargo
4. RJM Freight Cargo Forwarders
5. WRJ Freight Forwarders (A Division of Al-Zagel Cargo)
6. North and South Express Cargo

Overseas Filipinos Workers in Saudi are advised therefore to stop doing business with the above-mentioned foreign principal/cargo consolidators.

The said circular also contains names of cargo companies in other countries that are also being blacklisted, such as in five (5) in United Arab Emirates, eight (8) in United States of America, two (2) in Singapore, two (2) in Ireland, and one (1) each in Malaysia, Hongkong, Australia and Cyprus.

“Overseas Filipino workers who will send their balikbayan boxes and their consignees in the Philippines should book their packages only with reliable and PSB-accredited freight forwarders and Philippine agents to ensure that their packages will reach their destinations,” said Victorio Mario Dimagiba, DTI-PSB director-in-charge, in a statement.

“Senders may verify the company name of the Philippine sea freight forwarder counterpart at www.dti.gov.ph, or they may visit our Philippine Consulate offices abroad,” he said.

Dimagiba said foreign principals and cargo consolidators overseas must have local counterparts that are accredited by the DTI-PSB if it is a sea cargo forwarder and the Civil Aviation Authority of the Philippines if an air cargo forwarder.

He also warned cargo senders from abroad against very low door-to-door rates that some foreign principals offer. “With low rates, they [foreign principals] do not have enough funds to bear the cost of transporting cargoes, and they fail to remit delivery funds to their Philippine freight forwarders, causing the shipments to be abandoned at the ports and not being delivered to consignees,” the DTI official said.

“For consignees in the Philippines who have not received their packages from freight forwarders, they may contact DTI (02-751-3330) or go to PSB office to file an immediate claim or complaint,” he added.

Tinig sa Disyerto
07 November 2012
by Max Bringula Chavez

(Part of the news is lifted from InterAksyon.com)

Mga Pag-iingat na Dapat Gawin

Upang makaiwas na madamay sa insidenteng maaaring mangyari sa mga lugar ng Bahrain kung saan nagkaroon ng limang pagsabog ng bomba nitong umaga ng Lunes, 05 November 2012, sa Manama at karatig-pook nito, nariot ang ilang mga DAPAT GAWIN:

A. Limitahan ang PAGBIYAHE papuntang BAHRAIN

1) Ang pagbiyahe by road or by air mula Saudi hanggang Bahrain (maliban sa Bahrain Airport) ay dapat limitahan lamang sa business essentila/purposes. 

2) Iwasan munang pumasyal sa Bahrain for leisure purposes.

B. Sa mga NAKATIRA sa BAHRAIN

1) Iwasan ang lugar ng Gudaibiya at Adliya (see map below).

2) Iwasan ang mga lugar na sasarhan ng security forces ng Bahrain na maaaring pagkaganapan ng pagbomba o kaguluhan. 

3) Maaaring magkaroon ng mga delays sa biyahe sanhi ng malawakang checkpoints na isasagawa ng security forces. 

4) Maging alerto at mapagbantay.  i-report agad sa pulisya o awtoridad ang ano mang kahina-hinalang kilos o kaganapan na maaari ninyog makita o mapansin sa inyong kapaligiran. 

Tinig sa Disyerto

05 November 2012
by Max Briingula Chavez

Bomb Explosions sa Bahrain

Sa circular na inilabas ng Philippine Embassy sa Bahrain dagted 05 November 2012, pinag-iingat ng Embahada ang lahat ng OFW's sa Bahrain at kung maaari ay iwasan ang maglalabas muna kung di naman kailangan.

Ito'y matapos ang limang sunod-sunod na bombang sumabog sa iba't ibang lugar ng Manama na siyang capital ng Bahrain, kasama na ang katabi nitong Qudhaibiya at Adliya.

Dalawang expatriates of Asian origin ang namatay sa nasabing pagbomba, bagama't di pa agad matukoy kung anong nationalities ang mga ito.

Ang nasabing insidente ay bunsod ng political and ethnic unrest sa Bahrain na nagsimula noon pang nakaraang taon, February 2011, kung saan hinihingi ng Shiites community sa Sunni-ruled government ng Bahrain ang greated political voice and participation para sa mga Shiites na siyang majority ng population nito.

Tinig sa Disyerto
05 November 2012

by Max Bringula Chavez